• NewWelcome to the Swagat Hire Purchase & Finance Company Pvt. Ltd.

    Built on trust, driven by your success.

    Stop waiting for approvals and start building your future with transparent, paperless loans designed for the modern borrower.

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  • NewWelcome to the Swagat Hire Purchase & Finance Company Pvt. Ltd.

    One of India's most Trustable NBFC.

    31 years+ of trust, now with modern technology.

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    Services We Offer

    • Personal Loan

      Fulfill your personal needs with our quick and hassle-free personal loan options.

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    • Business Loan

      Empower your business growth with flexible capital and competitive interest rates.

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    • MSME Loan

      Dedicated financial support for micro, small, and medium enterprises to scale up.

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    • Gold Loan

      Unlock the value of your gold instantly with minimal documentation and safe storage.

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    • Vehicle Loan

      Drive your dream vehicle home with our easy financing and flexible EMI plans.

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    • Loan Against Property

      Leverage your property's value for high-value funding needs (Non-housing).

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    • Consumer Durable

      Instant small ticket loans for gadgets, appliances, and lifestyle purchases.

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    • Mutual Fund

      Invest in a diversified portfolio and grow your wealth with expert guidance.

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    • Insurance

      Secure your family's future with our comprehensive life and general insurance plans.

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      Instant Approval, Paperless Process

      Your trusted partner for personal & business financing

      Harness the power of easy credit to fulfill your dreams, expand your business, or manage unexpected expenses with our flexible loan products.

      Loan Services
      Transparent Process Quick Approval Lowest Rates Minimal Docs
      Apply Now Check you Eligibility in seconds.

      Transparent process and lightning-fast disbursal

      We offer the most competitive interest rates with zero hidden charges.

      • Flexible Repayment: Choose EMI plans that fit your monthly budget.
      • 100% Transparency: No hidden processing fees or surprise charges.
      • Digital First: End-to-end paperless application from your home.
      • Dedicated Support: Personal loan managers to guide you at every step.
      Transparent Process
      Instant Process

      Get your loan in 3 easy steps

      Our digital-first approach ensures you spend less time on paperwork and more time on your goals.

      1

      Check Eligibility

      Fill in your basic details and get an instant offer in seconds.

      2

      Digital KYC & Documentation

      Upload your documents securely via our encrypted paperless portal.

      3

      Instant Disbursal

      Once approved, the funds are transferred to your bank account instantly.

      Apply Now

      Loan Calculator

      Calculate your monthly EMI instantly

      Principal Interest

      Monthly EMI

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      Total Interest

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      Total Payable

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      More than 23,000+ happy customers served

      customer-1
      Mr.Dilip

      Personal Loan Customer

      The process was incredibly smooth. I received my loan approval within hours, and the interest rates were the lowest I could find in the market.

      customer-2
      Mr.Swarup

      Personal Loan Customer

      Finding a lender that understands MSME needs is hard. These guys made it easy with minimal documentation and excellent support throughout.

      Read more success stories from our clients

      Ready to get your loan?

      Apply in minutes and manage your finances on the go with our upcoming mobile app.

      Mobile App Coming Soon

      Coming Soon app-store
      Coming Soon google-play

      Frequently asked Questions

      Everything you need to know about borrowing with Swagat Hire Purchase.

      Application & Payout

      • How do I claim or apply for a loan?

        You can apply directly through our Digiportal or visit our Lucknow branch. Simply submit your KYC and income proof; our AI-driven system will provide an instant eligibility check.

      • How is the amount disbursed?

        Once approved, the loan amount is disbursed directly to your verified bank account via NEFT/RTGS within 24-48 hours. No middleman, no checks, just direct digital transfer.

      • How do I track my EMIs and get notifications?

        Customers can track their repayment schedule on the Mobile App. We also send automated SMS and WhatsApp notifications 3 days before your EMI date to help you maintain a good credit score.

      Our Products

      • How does the Gold Loan work?

        Our Gold Loan provides instant liquidity against your gold ornaments. We offer the highest LTV (Loan to Value) with minimal interest rates and secure vault storage insured by top partners.

      • What is Loan Against Property (Non-Housing)?

        This is a multi-purpose loan where you can use your commercial or residential property as collateral for business expansion, weddings, or education. Unlike home loans, the funds can be used for any legitimate business or personal need.

      • Can I foreclose my loan?

        Yes, we offer flexible pre-closure options. Depending on the loan type, minimal foreclosure charges may apply as per RBI guidelines.

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